Credit Repair Secrets

Published: 23rd November 2005
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velations of Credit Repair and Credit Secrets Exposed. Do
you know your FICO score? A poor FICO (credit) score could be
costing you money!

Even if you have a good credit rating, there could be information on your credit report
that is incorrect or that even belongs to someone else! A good knowledge of credit
repair methods is essential. You will find that knowledge here.

Did you know that according to the US Public Interest Research Group, there are
mistakes and false information on one in four credit reports?

This is costing you $$$!!!

In a survey carried out by the PIRG, one quarter of the credit reports ordered contained
errors that would seriously affect the consumer`s ability to obtain credit and would
probably be costing them money in interest on their mortgage. Errors such as accounts
and late payments that did not belong to the person concerned!

Over half (54%) of the credit reports contained demographic information that was
incorrect due to misspellings, being out of date or belonging to a stranger!

Almost a quarter (22%) actually had the same loan or mortgage listed twice on the
same credit report!

Just over 7% had mistakes that would have had serious adverse effects on the
consumer's creditworthiness due to mortgage and loan information that was completely
missing from the credit report!

Almost one third (30%) had the opposite of the above by containing information that
shouldn't have been on the report such as credit accounts that had been closed by the
consumer but were still shown on the report as being open!

The information on your credit report is stored as it comes. No checks are made to
verify any information reported to a credit agency. These agencies are simply record
keepers. You must take steps to remove any false information on your credit report and
repair your credit now!

Identity theft is now the fastest growing crime and you may have negative items on
your credit report due to ID theft without even knowing!

A thief can steal your personal information and use it together with a false identity to

obtain credit cards, loans and make large purchases without your knowledge. In fact
this could go undetected for months or even years before you discover that your credit
score has dropped through the floor!

You may not find out until you get refused for credit so take action now, this is
costing you $$$!

Did you know that it is possible to remove negative items from your credit report even if
they are true?

Visit www.credit-repair-revelations.com and you will discover a little known trick to do this legally a little later in
your book. I will also reveal to you what the credit agencies will never tell you!

If you need to repair your credit, or just want to learn about keeping good credit, www.credit-repair-revelations.com is the place to go. There is a FREE report telling you little know secrets about repairing your credit. If you don't take action, it can cost you thousands of dollars.

This article is free for republishing
Source: http://ryanbradshaw2.articlealley.com/credit-repair-secrets-16939.html


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